This website offers an automated service to translate our content into various languages. These translations should be used as a guide only. Some pages need to remain in English to ensure accuracy. For translation and interpreter information, see Using an interpreter or translator.
As of 1 October 2026, card payment or merchant fees are no longer added to card transactions.
Before that date, a card merchant fee of 0.48% was added to all Visa and Mastercard transactions. This fee also applied to 'contactless' or 'tap and go' payments, including payWave or PayPass which are Visa or Mastercard branded.
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